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Complete our secure quote form and a licensed insurance agent will contact you to review coverage that fits your needs or call us directly for immediate assistance.
Workers’ compensation insurance provides benefits to employees who suffer work-related injuries or illnesses. At La Placita Multiservices, we help business owners in Houston, Texas understand their workers’ compensation options and responsibilities.
Texas has unique rules regarding workers’ compensation participation, which vary by business type.
Texas does not require most private employers to carry workers’ compensation, but many choose to do so for protection.
Coverage typically applies only to employees, not independent contractors.
Work-related accidents and occupational illnesses may be covered.
The employer typically pays for the policy.
Insurance quotes and coverages are based exclusively on information supplied by the client. La Placita Multiservices or its agents are not responsible for claim denials, coverage gaps, underwriting changes, or premium increases resulting from misreported or incomplete information.
Clients must review all policies, declarations pages, endorsements, and exclusions. Final coverage decisions are made by the insurance carrier, not by La Placita Multiservices.
We do not guarantee claim approval, coverage availability, or premium amounts.
