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Commercial General Liability in Houston, TX

Commercial General Liability (CGL) insurance helps protect businesses from financial losses related to bodily injury, property damage, and certain personal injury claims. At La Placita Multiservices, we help Houston business owners understand general liability coverage as part of their risk management strategy.

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CGL coverage typically includes:

  • Third-party bodily injury protection
  • Property damage liability
  • Advertising and personal injury protection
  • Legal defense costs (in covered claims)

This coverage is often required by landlords, vendors, or contracts.

General Q&A – CGL Insurance

It is not typically required by law, but many businesses are contractually required to carry it.

No. Employee injuries are generally handled under workers’ compensation insurance.

No. Professional liability coverage is usually separate.

Yes. CGL coverage is available for many types of small businesses.

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⚠️ Important Insurance Information

Insurance quotes and coverages are based exclusively on information supplied by the client. La Placita Multiservices or its agents are not responsible for claim denials, coverage gaps, underwriting changes, or premium increases resulting from misreported or incomplete information.

Clients must review all policies, declarations pages, endorsements, and exclusions. Final coverage decisions are made by the insurance carrier, not by La Placita Multiservices. We do not guarantee claim approval, coverage availability, or premium amounts.

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Lucy
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